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Q: What if I don't
have direct deposit?
- We unfortunately cannot provide a
payday loan without direct deposit.
Please speak to your employer about
setting up direct deposit to your bank. |
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Q: How much money
can I be approved for?
- You can borrow up to $500 until your
next payday (based on your take home
pay). |
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Q: How long do
I have before I have to repay the loan?
- All of our loans can be out for a
maximum of 18 days, and the repayment
date is always set on your pay date
through direct deposit. |
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Q: When I am applying
for a payday loan, do I have to sign
anything?
- Yes, we require your authorization
so that we can deposit your loan and
withdraw your payment from your bank
account. |
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Q: How fast can
I get my money?
- Once we received your application,
someone will call you back within the
next 30 minutes to process your loan.
If approved, money will be transferred
into your account overnight and usually
is available the next business day. |
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Q: I don't live
in Canada or the USA, can I still apply?
- Unfortunately, at this time, we only
accept applicants from the United States
and Canada; However, we are taking steps
to service other countries in the near
future. |
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Q: What can I
use my payday loan for?
- Use your money for whatever purpose
you wish. If you have some bills due,
something you need to buy, or just want
to have some fun! Your loan is for you
to use as you wish. |
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Q: What if I have
bad credit, or no credit at all?
- We unfortunately can not provide
a payday loan without direct deposit.
Please speak to your employer about
setting up direct deposit to your bank. |
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Q: If I have a
savings account with direct deposit
can I get a payday loan?
- Yes, it doesn't matter whether you
have a checking or a savings account,
as long as you have direct deposit. |
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Q: What types
of fees are involved?
- Our fees are very competitive and
in fact are lower than many other on-line
payday loan providers. |
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